Explore Exciting Opportunities at Vault Outsourcing: Your Gateway to Offshoring Excellence.

Are you seeking a great career opportunity with exceptional benefits? Look no further! Vault Outsourcing is not just a company; it's a dynamic force offering a new and exciting career path. We believe our people are our greatest asset and foster a family atmosphere that encourages excellence. Join us in redefining offshoring excellence, where your career is valued, and exciting opportunities await. Discover what we can offer your gateway to a fulfilling career!

Exciting Benefits:

• Laptop provided
• HMO benefits for you and your dependents
• Group Life Insurance
• Mental Health Program (Free Consultation)
• Employee Referral Program (Day 1 eligibility, above-average referral bonus)
• Up to 20 leave credits per year, starting from the first month (Unused credits convertible to cash)
• Annual performance review
• Company events, rewards, and recognition
• Monthly engagement activities

About the role:

This individual will be responsible for evaluating the credit worthiness of applicants to determine if they qualify for our various financing and working capital programs. We provide small business loans and working capital across Australia.

Qualifications:

- Experience in AU Finance/FinTech (Must Have)

- DLA experience (Huge Plus)

- Underwriting / Credit analyst experience a strong plus

- Experience in small business lending is helpful but not necessary

- Experience involving financial analysis is not essential but a strong plus

- Familiarity with personal and company credit reports, ASIC searches, and other various background information.

- Strong analytical and creative problem solving skills

- Highly organised and ability to follow processes

- Attention to detail and accuracy

- Ability to interact professionally with management, sales, and business owners.

- Experience in a high-pressured environment working to deadlines.

- Excellent phone etiquette

- Outstanding written and verbal communications skills

Responsibilities:

- Coordinating the underwriting of new small business loan applications.

- Review credit reports and background reports to determine degree of risk involved with providing small business loans.

- Analyse bank statements, credit card processing statements and business financial reports.

- Conduct phone interview with loan applicant.

- Document paperwork and relay information to inside funding representatives.

- Recommending approval or decline based on specific criteria and stipulations.

Please refer to job description.